Car Finance

Clearway Car Finance, part of the Stoneacre Motor Group, specialises in providing car finance - whether you’re looking for a 0% deal or you’ve had credit problems in the past, we can help.  And with over 2,000 new and used cars to choose from, there’s a perfect car for you.   Apply in confidence online and, once your application is approved, we’ll put you in touch with your nearest Stoneacre dealership who’ll be happy to help you choose the right car and monthly payment for you.

Hire Purchase is a simple and traditional way to fund your new vehicle. It involves fixed monthly payments over a period of time between 12 and 60 months. Once all payments have been made the vehicle is yours.

• Leaves other credit requirements undisturbed as the loan is secured on the vehicle, leaving your bank free for future emergencies and opportunities.
• Fixed interest rates and monthly payments.
• Low and zero deposit deals available.

When considering your loan options it’s worth remembering that your bank and other direct lenders are not as tightly regulated as Car Loan Lenders. This gives you many advantages – for example, you will benefit from a reduction on interest in the event of you wanting to settle early on a Car Loan. This is very rare on a personal loan.

What is my credit rating?

Excellent - No credit problems, on voters roll and resident in the UK for at least three years. Aged between 21 and 65 with credit at current address. Up to date on mortgage and credit card repayments with no missed payments over the last 12 months and credit card balances are within limits. Rarely overdrawn and have never exceeded overdraft limit. In full time employment or self-employed and earning over £900 per month.

Good - No credit problems, on voters roll and resident in the UK for at least three years. Aged between 21 and 65 with credit at current address. Up to date on mortgage and credit card repayments with 1 or 2 missed credit card payments over the last 12 months and credit card balances are within limits. In full time employment or self-employed and earning over £900 per month.

Fair -  Resident in the UK for at least three years. Aged between 21 and 65 with credit at current address. Has satisfied County Court Judgements. In full time employment or self-employed and earning over £900 per month.

Low -  Resident in the UK for at least three years. Aged between 21 and 65 with no credit at current address. Has outstanding County Court Judgements.